Personal Checking Dedicated Community Bank

Secure Interest Checking

Account offered to individuals.

$100.00 minimum deposit to open the account.
$4.95 maintenance fee if the minimum daily balance falls below $750.00, or $10,000.00 minimum daily balance in all combined deposit accounts, or $10,000.00 outstanding loan balance.
If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.
A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
All accounts that elect e-statements will receive a credit of $2.00 to offset the maintenance fee.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.

Account offered to individuals who are fifty years old or older.

$100.00 minimum deposit to open account.
$4.95 maintenance fee if the minimum daily balance falls below $750.00, or $10,000.00 minimum daily balance in all combined deposit accounts, or $10,000.00 outstanding loan balance.
Free wallet style checks specially designed for DCB’s Secure Privilege customers.
If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
If the average daily balance is equal to or greater than $1,000.00, interest will be paid on that tier on the entire balance.
A dormant account fee of $2.00 will be charged after 12 months of inactivity.
All accounts that elect e-statements will receive a credit of $2.00 to offset the maintenance fee.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.

Account offered to individuals enrolled for a minimum of nine academic hours per semester with valid school identification.

$100.00 minimum deposit to open account.
A maintenance fee of $4.95 will be assessed to this account if the account holder is greater than 24 years of age. A $2.00 credit will be applied to this account for electronic statements if a paper statement fee is assessed.
Unlimited check writing.
A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.