Secure Interest Checking
Account offered to individuals.
- $100.00 minimum deposit to open the account.
- $4.95 maintenance fee if the minimum daily balance falls below $750.00, or $10,000.00 minimum daily balance in all combined deposit accounts, or $10,000.00 outstanding loan balance.
- If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
- If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.
- A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
- All accounts that elect e-statements will receive a credit of $2.00 to offset the maintenance fee.
- Other fees may apply.
- Identity Theft Service – see ID Protect link below for benefit details.
ID Protect
Secure Privilege Checking
Account offered to individuals who are fifty years old or older.
- $100.00 minimum deposit to open account.
- $4.95 maintenance fee if the minimum daily balance falls below $750.00, or $10,000.00 minimum daily balance in all combined deposit accounts, or $10,000.00 outstanding loan balance.
- Free wallet style checks specially designed for DCB’s Secure Privilege customers.
- If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
- If the average daily balance is equal to or greater than $1,000.00, interest will be paid on that tier on the entire balance.
- A dormant account fee of $2.00 will be charged after 12 months of inactivity.
- All accounts that elect e-statements will receive a credit of $2.00 to offset the maintenance fee.
- Other fees may apply.
- Identity Theft Service – see ID Protect link below for benefit details.
ID Protect
Secure Student Checking
Account offered to individuals enrolled for a minimum of nine academic hours per semester with valid school identification.
- $100.00 minimum deposit to open account.
- No maintenance fee regardless of balance. eStatements required.
- Unlimited check writing.
- A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
- Other fees may apply.
- Identity Theft Service – see ID Protect link below for benefit details.
ID Protect