Personal Checking Dedicated Community Bank

Secure Interest Checking

Account offered to individuals.

$100.00 minimum deposit to open the account.
$4.95 maintenance fee if the minimum balance falls below $750.00, or $10,000 minimum daily balance in all combined deposit accounts, or $10,000 outstanding loan balance.
If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.
A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
For all accounts that elect e-statements, will receive a reward credit of $2.00.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.

Account offered to individuals who are fifty years old or older.

$100.00 minimum deposit to open account.
$4.95 maintenance fee if the minimum balance falls below $750.00, or $10,000 minimum daily balance in all combined deposit accounts, or $10,000 outstanding loan balance.
Free wallet style checks specially designed for DCB’s Secure Privilege customers.
If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
If the average daily balance is equal to or greater than $1,000.00, interest will be paid on that tier on the entire balance.
A dormant account fee of $2.00 will be charged after 12 months of inactivity.
For all accounts that elect e-statements, will receive a reward credit of $2.00.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.

Account offered to individuals enrolled for a minimum of nine academic hours per semester with valid school identification.

$100.00 minimum deposit to open account.
No maintenance fee regardless of balance. eStatements required.
Unlimited check writing.
A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
Other fees may apply.
Identity Theft Service – see ID Protect link below for benefit details.