Personal Savings

 

  


 

Regular Savings Account

This account pays interest on all balances and there is $100 minimum amount needed to open. Low maintenance fee if the balance falls below minimum.

  • $100 minimum deposit to open account.
  • $2.00 Maintenance fee if the daily balance falls below $200.00 any day of the month.
  • $.75 service charge per statement cycle for ATM card.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
  • Other Fees and Charges may apply.
  • Limits on transfers from certain accounts apply.**

       

 


 

Personal Money Market Account

Higher balances pay higher interest yields while affording the customer quick and easy access to their funds. 

  • $100.00 minimum deposit to open account.
  • $10.00 Maintenance fee if balance falls below $1000.
  • You may make 6 withdrawals from your account each month. There is no limit to in-person transfers or withdrawals.
  • No limits to lobby withdrawals.
  • Free selected style checks.
  • This is a variable interest rate account and the interest rate may change after account opening. See account opening disclosures.

     

 

 


Minor Savings Account

Non-transactional account designed to teach young people to save. Offered to minors as defined by S. C. Banking Statures.

  • Interest is paid on the entire balance.
  • $100 minimum deposit to open account.
  • No minimum balance required.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
  • Other Fees and Charges may apply.
  • Limits on transfers from certain accounts apply.**
     
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Money Matters Personal Money Market

 Tiered account with higher interest yields while affording the customer quick and easy access to their finds. This is a tiered variable interest rate account. We may change the interest rate on the account at any time.

  • $100 minimum deposit to open account.
  • $10.00 maintenance fee if balance falls below $1,000.00
  • There is no limit for transfers or withdrawals made in person.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
  • Other Fees and Charges may apply.
  • Limits on transfers from certain accounts apply.**
     
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**LIMITS ON TRANSFERS FROM CERTAIN ACCOUNTS. Federal regulation limits the number of checks, telephone transfers, online trasfers and preauthorized electronic transfers to third parties (including Point of Sale transactions) from money market and savings type accounts. Account owners are limited to six such transactions from each money market and/or savings type account(s) each statement period for purposes of making a payment to a third party or by use of a telephone or computer.

 

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