Personal Checking

 

 

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Personal Budget Checking    

Account designed to provide budget minded customers the opportunity to avoid a monthly maintenance fee by maintaining a low average daily balance.  Ideal for those customers that write a limited number of checks each month.

  • $250.00 average daily balance to avoid maintenance fee.
  • Can write up to 25 checks per month at no charge.
  • $7.00 maintenance fee if average daily balance falls below $250.00.
  • $0.25 per debit for debits in excess of 25 per statement cycle.
  • Maintenance fee and excess debits fee will both be imposed if average daily balance falls below $250.00 and debits exceed 25 during a statement cycle.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.

 

Personal NOW Checking (The Checking)

Acclunt offered to individuals wishing to earn interest on funds deposited.

  • $100 minimum deposit to open account.
  • $500.00 average daily balance required to avoid maintenance fees.
  • $5.00 maintenance fee and $.25 per debit if the average daily balance falls below $500.00.
  • If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
  • If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
  • Other fees may apply.

 

Senior Privilege Checking

Account offered to individuals who are fifty years old or older. 

  • $100 minimum deposit to open account.
  • No maintenance fee regardless of balance.
  • Free wallet style check specially designed for Dedicated Community Bank's Senior Privilege customers.
  • If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.
  • If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.
  • A dormant account fee of $2.00 will be charged after 12 months of inactivity.
  • Other fees may apply.

 

Student Checking

Account offered to individuals enrolled for a minimum of nine acedemic hours per semester with valid school identification.

  • $100 minimum deposit to open account.
  • No maintenance fee regardless of balance.
  • Unlimited check writing.
  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.
  • Other fees may apply.
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