Personal Checking

 

 

 

Secure NOW Checking

 Account offered to individuals.

  • $100.00 minimum deposit to open the account.

  • $4.95 maintenance fee if the average daily balance falls below $10,000.00. For accounts that elect e-statements, the maintenance fee is reduced by $2.00.

  • If the average daily balance is equal  to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.

  • If the average daily balance is equal to or greater than $1,000.00, interest will be paid at that tier on the entire balance.

  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.

  • Other fees may apply.

 

 

Secure Privilege Checking

Account offered to individuals who are fifty years old or older.

  • $100.00  minimum deposit to open account.

  • $4.95 maintenance fee if the average daily balance falls below $10,000.00. For accounts that elect e-statements, the maintenance fee is reduced by $2.00.

  • Free wallet style checks specially designed for DCB's Secure Privilege customers.

  • If the average daily balance is equal to or greater than $500.00 but less than $1,000.00, interest will be paid at that tier on the entire balance.

  • If the average daily balance is equal to or greater than $1,000.00, interest will be paid on that tier on the entire balance.

  • A dormant account fee of $2.00 will be charged after 12 months of inactivity.

  • Other fees may apply.

  

 

Secure Student Checking

Account offered to individuals enrolled for a minimum of nine academic hours per semester with valid school identification.

  • $100.00  minimum deposit to open account.

  • No maintenance fee regardless of balance. E-statements required.

  • Unlimited check writing.

  • A dormant account fee of $2.00 per month will be charged after 12 months of inactivity.

  • Other fees may apply.