Loans & Mortgages*

Commercial Loans

Commercial Loan decisions are made here in Darlington so the decision makers know your business, your market and understand your needs. Some of the business lending services we offer are Commercial Mortgages, Lines of Credit, Equipment Loans, and Working Capital Loans. The bottom line is at DCB we are customer driven flexible lenders. We will do our best to be creative and tailor your loan to meet your individual credit needs.

Just stop by and speak with one of our loan officers. You will find knowledgeable experienced lenders offering competitive rates and creative terms


Consumer Loans

Are you still trying to decide about that new car? Are you still planning to purchase that new boat? How about those home improvements? Whether you need money for an unexpected expense or a long-anticipated dream, DCB is your source for competitive rates and flexible terms. We can help you with a wide range of unsecured and secured loans. We also offer real estate financing, including first and second mortgages and home equity lines of credit.

Whatever your credit need, stop by and speak with one of our friendly and knowledgeable loan officers. We think you will find borrowing money at our bank a positive experience.

Come by soon!


Real Estate

We offer competitive interest rates and flexible terms for all types of real estate loans. Whether you are refinancing your current home to make improvements or purchasing a lot for a future home, DCB is ready to assist you.

Just stop by and speak with one of our loan officers.



All of our lenders know what an emotionally draining experience purchasing and financing a home can be. We have all been there. We'll work hard to assist you in getting the best mortgage available for your needs. We are committed to serving you, our customer.

Whether you're searching for that special first home, refinancing your current home, or thinking about a place at the beach, we promise to help you every step of the way. We will do our best to make the process as painless as possible.

We offer a wide variety of mortgage products, such as:

  • Purchase or Refinance of Primary, Secondary or Investment Properties
  • Conventional and Non-conventional Mortgages
  • Highly competitive Fixed and Adjustable Interest Rates
  • Second Mortgages
  • Lot Loans
  • Construction Loans

Just stop by and speak with our Mortgage Specialist.


In compliance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008 (SAFE Act), below is a list of names and unique identification numbers of mortgage loan originators for Dedicated Community Bank.

Christopher P. Bryant, Assistant Vice President       NMLS ID: 649248

James M. Ivey, Jr., Executive Vice President           NMLS ID: 1198270

Amy A. Dearhart, Assistant Vice President               NMLS ID: 1438888


Home Equity

A Home Equity Line can make planning for your future simple, easy and affordable. Because of possible favorable tax treatment of the interest you pay on a home equity loan, this may be the least expensive way to borrow for home improvements, autos or other personal needs.

Call (843) 395-1956, or Stop by and see one of our loan officers for detail information.


*All loans subject to credit approval.