Commercial Checking

  • Commercial Checking Account
  • Commercial Budget Checking Account
  • Non-Personal NOW Account
  • Commercial Non Profit NOW Account

    Commercial Checking Account

    This account is designed for those larger businesses that have higher check writing and deposit activity. Earning credit rate paid on positive collected balances can be used to offset service fees including monthly maintenance fee. Account activity is analyzed monthly.

    • $100.00 minimum opening balance.       
    • $10.00 Monthly Maintenance Fee.
    • Account will receive earnings credit based on collected balances maintained.
    • $0.15 per debit.
    • $0.15 per credit.
    • $0.06 per transit item.
    • $0.06 per On us item.

     Business Budget Checking

    This account is designed for the small business customer. It provides low cost checking for low activity business accounts. It provides 50 checks and debits at no cost each statement cycle and 100 deposit items. By maintaining a low minimum balance of $350.00, a $5.00 monthly maintenance fee can be avoided.

    • $100.00 minimum opening balance.
    • $5.00 maintenance fee if average balance falls below $350.00.
    • $0.50 per debit over 50 per month.
    • $0.10 per deposit item over 100 per month.

     Non-Personal NOW Account

    Account designed to allow the smaller business the opportunity to receive a market rate of interest on excess funds when the account maintains an average collected balance of $1000.

    • $4.00 Monthly Maintenance Fee.
    • Maintain $1000.00 Average balance to receive interest
    • $0.25 per debit.
    • $0.25 per deposit.

     Business Non Profit NOW Account

    Account designed for those non-profit businesses of various sizes in the community. Provides interest when the account maintains collected balance of $1000.00 per statement cycle.

    • No monthly service charge.
    • Unlimited Check writing.
    • Maintain $1000.00 Average balance to receive interest.
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