• Certificates of Deposit
• Merchant Processing
• Current Rates

Certificates of Deposit

Our customers enjoy short-term insured investments with Certificates of Deposit. Our interest rates are highly competitive and we offer terms as short as 7 days to as long as 3 years. Many banks require high minimums for their CDs, but we have a $500 minimum deposit required to open a Certificate of Deposit. This lower minimum enables more customers to take advantage of safe investments. Certificates of Deposit will automatically renew at maturity for a similar term at the then prevailing interest rate. You will have 10 business days after maturity to withdraw funds without penalty.

From time to time, we also offer special CD rates for specific time periods. These special CDs may have higher interest rates and require a higher minimum to open. 

Call our office at 843-395-1956 and speak with one of our Customer Representatives or Bank Officers.

Merchant Processing 

• We offer very competitive pricing for highly automated merchant services in a 100% electronic environment. Each of our merchants will have an electronic system allowing them to feasibly have every single sale be a qualified transaction. Therefore, our merchants are given a processing rate that assumes all their transactions will be qualified.
• Our automated client services telephone line offers fast and convenient access to credit card authorizations and settlement information.

Current Rates

For current interest rates on deposit accounts, please call 843-395-1956 and speak with one of our Customer Representatives or bank officers.

For current rates on various credit products, please call 843-395-1956, and speak with one of our lending officers.