Business Checking Account

This account is designed for those larger businesses that have higher check writing and deposit activity and wish to receive an earnings credit for their balances to offset monthly service charges. Account activity is analyzed monthly.

  • $10.00 Monthly Fee if balance falls below minimum balance of $500.
  • Account activity analyzed monthly.
  • Account can receive earning credit based on balances maintained.
  • $0.15 per debit.
  • $0.15 per credit.
  • $0.06 per transit item.
  • $0.06 per On us item.

Business Budget Checking

This account is designed for the small business customer. It provides low cost checking for low activity business accounts. It provides 50 checks and debits at no cost each statement cycle and 100 deposit items. By maintaining a low minimum balance of $350.00, a $5.00 monthly maintenance fee can be avoided.

  • No minimum balance to open.
  • $5.00 maintenance fee if average balance falls below $350.00.
  • $0.50 per debit over 50 per month.
  • $0.10 per deposit item over 100 per month.

Business NOW Account

Account designed to allow the smaller business the opportunity to receive a market rate of interest on excess funds when the account maintains an average collected balance of $1000.

  • $4.00 Monthly Maintenance Fee.
  • Maintain $1000.00 Average balance to receive interest
  • $0.25 per debit.
  • $0.25 per deposit.

Business Non Profit NOW Account

Account designed for those non-profit businesses of various sizes in the community. Provides interest when the account maintains collected balance of $1000.00 per statement cycle.

  • No monthly service charge.
  • Unlimited Check writing.
  • Maintain $1000.00 Average balance to receive interest.

Business Savings Account

Account pays interest on tiered balances. A monthly maintenance fee can be avoided by maintaining a balance in excess of $200.

  • No minimum deposit to open account.
  • $2.00 Maintenance fee if balance falls below $200.00.

Business Money Market Account

Higher balances pay higher interest yields while affording the business customer quick and easy access to their funds. Excess withdrawal fee for each transaction above the normal allocation of 6 ACH or electronic withdrawals and/or 3 checks to a third party.

  • $1000.00 minimum deposit to open account.
  • $10.00 Maintenance fee if balance falls below $1000.
  • $10.00 excess withdrawal fee for each transaction above the normal allocation of 6 ACH or electronic withdrawals and/or 3 checks to a third party.
  • "Unlimited" lobby withdrawals.
  • This is a variable interest rate account and the interest rate may change after account opening. See account opening disclosures.

 

 

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